If you have a family who relies on your income, then it is imperative to have life insurance protection. But even a single person with no dependents could benefit from the right kind of Life Insurance. Some life insurance policies can be used as a source of cash in the event that you need to access the funds during your lifetime. Many of these policies build cash value that can be borrowed from or withdrawn at the policyowner’s request. Thus, Life Insurance can provide benefits to your survivors, but can also provide benefits to you while you’re still alive.